Legal Notice

By entering this site, you acknowledge and agree to be bound by all of these legal terms and conditions as well as by all applicable laws and regulations. If you do not agree to these terms and conditions, you should not use this site. Integrated Financial Systems reserves the right to change these terms and conditions at any time and without prior notice. By using this web site, you agree in advance to be bound by all future terms and conditions as well.

UNITED STATES MARKET ONLY
All information posted on this site is intended for the US market only and will be interpreted under and governed solely by US law. If you access this site from a location outside the US, you are responsible for compliance with all applicable non-US laws and regulations.

COPYRIGHTS AND TRADEMARKS
The materials displayed on this web site, including but not limited to all text, audio, video, images, photographs, illustrations, artwork, animation files and other graphics, and names, logos, trademarks and service marks, are property of Integrated Financial Systems or affiliated companies or its licensors and are protected by copyright, trademark and other intellectual property laws. This site may be displayed, downloaded and/or printed solely for your personal, non-commercial home use, provided that you do not delete or modify any copyright, trademark or other proprietary notices. Any other use of the material on this site without the prior written consent of Integrated Financial Systems is strictly prohibited.

NO WARRANTIES OR REPRESENTATIONS
Although every reasonable effort has been made to insure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTIBILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT. This site may contain hypertext links to other completely independent web sites. Integrated Financial Systems makes no warranty or representation as to the accuracy, completeness or authenticity of information contained in any hypertext link. The existence of such a link cannot be construed as direct or indirect approval, endorsement or sponsorship of or affiliation with the linked site on the part of Integrated Financial Systems The visitor to this site acknowledges and agrees that Integrated Financial Systems has no obligation to review any sites linked to this site and is not responsible in any way for the content of any linked sites. Persons who use this site to link to other sites acknowledge that they do so at their own risk.

USE THIS SITE AT YOUR OWN RISK
Entry into this site is at the user's risk. Integrated Financial Systems and the parties involved in creating, producing or delivering this site are not liable for any direct, indirect, consequential, incidental, punitive or any other type of damages, losses, costs or expenses (including but not limited to legal and expert fees) which may arise either as a result of accessing or the inability to access this site. This includes, without limitation, liability for damages or injuries resulting from browsing this site, downloading any materials from it, or from such causes as computer viruses, software or hardware malfunctions, or any other errors, problems, failures or delays in computer operation in general or in network transmission.

UNSOLICITED SUGGESTIONS AND IDEAS
Communications or materials you submit to us via this site are transmitted on both a non-confidential and a non-proprietary basis. Integrated Financial Systems is not responsible for harm you or others may suffer as a result of any disclosure or use of materials you send to us on this site. This includes submission of unsolicited product concepts or ideas as well as any other type of ideas or suggestions. Without making any judgment on their content or quality, it has been our longstanding company policy to discourage unsolicited suggestions or ideas. If you do transmit unsolicited ideas or suggestions to us, you acknowledge and agree that they become our property and that Integrated Financial Systems, its affiliates and designees may use those ideas or suggestions in any manner, at any time and for any reason they choose with no obligation to pay you compensation.

TRANSMISSION OF INAPPROPRIATE MATERIALS
You agree to refrain from transmitting to or posting on this site any materials that are inappropriate, obscene, lewd, offensive or in any way unlawful. Although Integrated Financial Systems and other parties involved in creating or maintaining this site may from time to time review transmissions or postings by third parties, in so doing they assume no responsibility or liability that may arise from the content of those transmissions or postings. That liability rests solely on the sender.

MORE ABOUT THIS WEB SITE
Integrated Financial Systems, its affiliates and representatives expressly reserve the right to revise the content of this web site at any time without obligation or prior notice. We suggest that you visit this site periodically to check for changes. You should also consult your authorized Integrated Financial Systems distributor for specific product and other information.